RETIREMENT
Convert savings into income, now or later with annuities
Are you prepared for retirement? It's essential to ensure your savings will provide for you. Consider income annuities to transform your savings into a steady stream of guaranteed payments, similar to a pension. Your agent can assist you in selecting an annuity that aligns with your retirement timeline, ensuring a comfortable retirement.
How Income Annuities Can Enhance Your Retirement Planning
Whether you are approaching retirement or have already retired, our team is dedicated to helping you choose an income annuity that safeguards your savings while ensuring the lifestyle you desire.
Guaranteed income
Your retirement savings can be transformed into a steady income stream that will continue to support you for as long as you need. Rest assured that your hard-earned savings will provide financial stability through your retirement years.
Stretching your savings
Ease your concerns about financial shortages and potentially increase your earnings with annuities that provide the opportunity for dividends.
Financial reliability
We always put our clients financial interests first no matter what.
Personal flexibility
You are able to customize the start date and the amounts of your income payments to suit your personal needs.
You can receive guaranteed income in two ways:
Immediate:
Income annuities can provide you with a guaranteed, reliable income stream that lasts a lifetime. If you are approaching retirement or are currently retired, income annuities can help supplement your income through a series of payments throughout your lifetime or for a specific period.
Common questions about immediate income annuities
What is an immediate income annuity?
When does an immediate annuity begin making payments?
Do you pay into an immediate annuity with a single premium?
Is income guaranteed with an immediate annuity?
Do you pay taxes on immediate annuities?
Deferred:
Deferred annuities help accumulate assets for retirement. This product provides clients with a fixed rate of return and tax-deferred growth. With deferred annuities, your investment will never decline in value.
Common questions about deferred income annuities
What is a deferred income annuity?
How does a deferred income annuity work?
How soon can benefit payments begin with a deferred income annuity?
Do you pay taxes on income from a deferred income annuity?
Are deferred income annuities risky?
COMPARE YOUR LIFE INSURANCE OPTIONS
Guaranteed income
Pay additional premiums to add value
Payout to loved ones (death benefit)
No market risk
No fees for canceling policy
May provide regular earnings (dividends)
In some cases
In some cases
Immediate income annuities
Deferred income annuities
In some cases
In some cases
In some cases
